Trusted by 20,000+ people in Nepal & beyond

Smart Financial
Planning Made Simple

Take control of your money with powerful calculators, smart budgeting tools, and personalized guidance โ€” built for real life.

๐Ÿงฎ Start Calculating
6+
Calculators
20K+
Active Users
Monthly Savings
+โ‚น18,400
Financial Overview
โ†‘ 12.4% this month
โ‚น2,48,500
Total portfolio value
Income
โ‚น62,000
Expenses
โ‚น38,200
Savings
โ‚น23,800
SIP Returns
โ‚น4,12,000
โšก Tools

Financial Calculators

Powerful tools to plan your EMIs, investments, savings goals, and retirement with precision.

๐Ÿฆ
EMI Calculator
Calculate your monthly loan installments for home, car, or personal loans instantly.
Calculate โ†’
๐Ÿ“ˆ
SIP Calculator
Estimate the future value of your systematic investment plans with compound growth projections.
Calculate โ†’
๐ŸŽฏ
Savings Goal
Plan how much to save monthly to reach your financial target on time.
Calculate โ†’
๐Ÿ›ก๏ธ
Emergency Fund
Find out the ideal emergency fund size based on your monthly expenses and lifestyle.
Calculate โ†’
๐Ÿงพ
Expense Split
Split shared bills and expenses fairly among roommates, friends, or travel groups.
Calculate โ†’
๐ŸŒ…
Retirement Planner
Plan your retirement corpus with inflation-adjusted projections for a secure future.
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Rule
50/30/20
๐Ÿ 
50% โ€” Needs
Rent, food, utilities, transport
๐ŸŽ‰
30% โ€” Wants
Dining, entertainment, hobbies
๐Ÿ’ฐ
20% โ€” Savings
Investments, emergency fund, debt
๐Ÿ“Š Budgeting

The 50/30/20
Budget Rule

A simple, proven framework for managing your money โ€” no spreadsheets required. Divide your take-home income into three intentional categories.

๐Ÿ 
Needs
Essential monthly expenses
50%
๐ŸŽ‰
Wants
Personal & lifestyle spending
30%
๐Ÿ’ฐ
Savings & Investments
Future wealth building
20%
๐Ÿ’ก Insights

Financial Wisdom

Practical advice to make smarter money decisions every day.

๐Ÿ“‹
Budgeting
Master Your Monthly Budget
A budget is your roadmap to financial freedom. Without one, you're driving blind.
  • Track every rupee in and out
  • Use the 50/30/20 framework
  • Review budget weekly
  • Adjust for seasonal expenses
๐Ÿฆ
Saving
Pay Yourself First
Automate your savings before you spend โ€” it's the secret habit of every wealthy person.
  • Set up auto-transfers on payday
  • Start with 10%, grow to 20%
  • Use separate savings accounts
  • Avoid lifestyle inflation
๐Ÿ“Š
Investing
Start Investing Early
Time in the market beats timing the market. Compound interest is your greatest asset.
  • Begin SIPs as early as possible
  • Diversify across asset classes
  • Don't panic during dips
  • Reinvest dividends always
๐Ÿ›ก๏ธ
Emergency Fund
Build Your Safety Net
Life is unpredictable. A 6-month emergency fund gives you freedom without fear.
  • Save 3โ€“6 months of expenses
  • Keep it liquid and accessible
  • Use high-yield savings account
  • Never touch it for wants
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Your Financial Dashboard

A clear, real-time picture of your income, expenses, and savings โ€” all in one place.

FinPath Dashboard โ€” May 2025
Overview
Monthly
Quarterly
Yearly
May 9, 2025
Total Income
โ‚น62,000
โ†‘ 8.2% vs last month
Total Expenses
โ‚น38,200
โ†‘ 3.1% vs last month
Net Savings
โ‚น23,800
โ†‘ 18.4% vs last month
Savings Rate
38.4%
โ†‘ 4.2% vs last month
Monthly Cash Flow โ€” 2025
Jan
Feb
Mar
Apr
May
Jun โ†’
Income
Expenses
Savings
Expense Breakdown
Housing
45%
Food
27%
Transport
16%
Other
12%
Recent Transactions
๐Ÿ’ผ
Salary Credit
Income ยท May 1
+โ‚น62,000
๐Ÿ 
Rent Payment
Housing ยท May 2
โˆ’โ‚น15,000
๐Ÿ“ˆ
SIP Investment
Investment ยท May 5
โˆ’โ‚น5,000
๐Ÿ›’
Groceries
Food ยท May 7
โˆ’โ‚น2,840